Terms of Use
Last Updated: May 2026
Welcome to OwlQuotes.com. By accessing or using our website, you agree to be bound by these Terms of Use. Please read them carefully before using our service. If you do not agree to these terms, please do not use our website.
1. About OwlQuotes.com
OwlQuotes.com is a free online insurance comparison marketplace. We are not an insurance company, licensed insurance agent, or broker. We connect consumers with licensed insurance carriers and agents who can provide quotes and coverage options. Any insurance policy you purchase is a direct agreement between you and the insurance carrier.
2. Use of Our Service
You agree to use OwlQuotes.com only for lawful purposes and in accordance with these Terms. You agree not to:
- Use our service in any way that violates applicable federal, state, or local laws or regulations
- Submit false, inaccurate, or misleading information when requesting quotes
- Attempt to gain unauthorized access to any part of our website or systems
- Use automated tools, bots, or scrapers to access or collect data from our site
- Interfere with or disrupt the operation of our website
3. No Insurance Advice
The information provided on OwlQuotes.com is for general informational purposes only and does not constitute insurance advice. We strongly recommend consulting with a licensed insurance professional before making any insurance decisions. OwlQuotes.com makes no representations or warranties about the suitability of any insurance product for your specific needs.
4. Quote Requests and Third-Party Partners
When you submit a quote request on our site, your information may be shared with licensed insurance carriers, agents, and marketing partners. By submitting a request, you consent to being contacted by these partners by phone, email, or mail regarding insurance products and services.
OwlQuotes.com is not responsible for the actions, products, or services of any third-party insurance carriers or agents. Any disputes regarding a quote or policy should be directed to the carrier or agent involved.
5. Accuracy of Information
We strive to keep the information on OwlQuotes.com accurate and up to date. However, we make no guarantees about the completeness, accuracy, or reliability of any information on our site. Insurance rates, availability, and coverage options vary by location, carrier, and individual circumstances and are subject to change without notice.
6. Intellectual Property
All content on OwlQuotes.com — including text, graphics, logos, images, and software — is the property of OwlQuotes.com or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on our site without our express written permission.
7. Disclaimer of Warranties
OwlQuotes.com is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
8. Limitation of Liability
To the fullest extent permitted by law, OwlQuotes.com and its owners, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if advised of the possibility of such damages.
9. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
10. Privacy
Your use of OwlQuotes.com is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.
11. Changes to These Terms
We reserve the right to update or modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our site after any changes constitutes your acceptance of the updated terms.
12. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
13. Contact Us
If you have questions about these Terms of Use, please contact us:
OwlQuotes.com
Email: info@owlquotes.com
Website: www.OwlQuotes.com