Insurance Tips & Savings

The national average for homeowners insurance is $2,543 per year in 2026. Renters insurance averages just $23 per month. See full state-by-state rate tables for both and learn what drives costs up or down.

Confused about term vs. whole life insurance? This plain-English guide compares costs, benefits, and helps you choose the right coverage for your family and budget.

The national average cost of car insurance in 2026 is approximately $190 per month ($2,276/year) for a full coverage policy. Rates range from as low as $115/month in New Hampshire to over $352/month in Maryland. Where you live is one of the single biggest factors in what you pay — rates can vary by more than $200 per month just by crossing a state line.

Finding cheap auto insurance isn't luck — it's strategy. Drivers who compare quotes from multiple carriers save an average of $1,127 per year. Here's exactly how to find the lowest available rate for your driver profile in 2026, including the best discounts, when to shop, and what most drivers get wrong.

Adding a teen driver to your car insurance policy is one of the biggest premium shocks parents face — rates can jump 50% to 130% overnight. A 16-year-old male is statistically the most expensive driver to insure in America. But the increase isn't fixed. The carrier you choose, the discounts you stack, and the car your teen drives can make a huge difference. Here's exactly what it costs in 2026, why teen insurance is so expensive, and the smartest ways to bring the bill down.

Most drivers don't realize their credit score directly affects what they pay for car and home insurance. In most states, insurers use a special credit-based insurance score to set your rates — and the difference between good and poor credit can mean hundreds of dollars a year. Here's how it works and what you can do about it.

More than 1 in 7 drivers on the road right now has no car insurance. If one of them hits you, your options depend entirely on the coverage you carry. Here's exactly what happens after an uninsured driver accident — and how Uninsured Motorist coverage protects you when the other driver can't.

Bundling auto and home insurance with the same carrier can save you an average of $542–$869 per year in 2026 — but it's not always the smartest move. The discount sounds great, but if your carrier is overpriced on one policy, you could actually pay more than shopping separately. Here's what the 2026 data actually shows, which carriers offer the best bundle discounts, and how to make sure you're getting the wise deal.